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Common Travel Scams & How To Avoid Them

Even if we don't admit it, travel scams are natural and may happen to anybody.

We might easily be deterred from taking advantage of the carefree, adventurous, and impulsive experiences that come with traveling abroad because of our fear of falling victim to a travel scam. If you know how these scams operate and how to prevent or limit the harm, you can defend your right to relax and enjoy your vacation. Here are a few of the most typical travel scams to be on the lookout for so that you may have the most enjoyable trip possible.

FREE WIFI

Free WIFI

The Scam

You've just snapped the fantastic picture and need to get it out there as soon as possible. "What luck!" you exclaim as you come to an unlocked Wi-Fi connection. Even though it's handy, it's best to remain cautious. In tourist areas, scammers often set up free but unencrypted Wi-Fi networks so that they may get access to your device, online accounts, and passwords if you connect to them.

How to avoid it

    Ask a staff member for assistance in verifying the legitimate Wi-Fi network of the place you're in rather than succumbing to the allure of free Wi-Fi. You may be sure that you're utilizing a secure connection this way.
    Protect your data and passwords by using a virtual private network (or VPN) anytime you use a public Wi-Fi network.
    This is a major one, and it's helpful for more than simply protecting oneself against travel scams: If you have many personal accounts, never use the same password on all of them.

FREESTEALIN'

Free Stealing

The Scam

Occasionally, unscrupulous rental firms may band together to steal or damage your rented property to get more cash from you. It happens that you hire a bike or a scooter from the first firm you come across, and before you know it, the bike has been stolen or has been damaged. You have no clue what has occurred, but you may have been duped and are unaware of it.

How to avoid it

    Ensure that you are going to a reputable hire company – ideally those with good reviews online.
    Take photos of the bike upon hiring to document previous damage. This way, you can be ready to refute any damage claims made upon the return of the vehicle.
    If renting a bike, use your lock (not the one provided by the company) to keep the cycle safe while not in use. The company may have a second set of keys you don’t know about.

STRANGER DANGER

Stranger Danger

The Scam

You’re walking along the cobblestone streets of your newest travel locale when all of a sudden you feel something drop onto your clothing. Before you can frantically search for the spot, a friendly stranger offers to help wipe it off for you. As they walk away, you realize they’ve just plucked your wallet from your pocket or bag.

How to avoid it

    Consider utilizing security alert alerts before you go on your trip. You can configure and adjust your alerts using your online banking account. As a result, if a purchase or withdrawal happens more than the amount you specify (which might be fraudulent), you'll be alerted and prepared to mitigate the harm.
    Avoid keeping your credit and debit cards in a bag at all times. You can keep your credit cards secure by using zippered pockets in your jeans and jackets when traveling.
    Carry just the cards you plan to use and don't keep them all together in one spot. Keep your credit and debit cards and cash segregated to avoid being separated or the victim of pickpocketing if you're traveling with a friend.

ATM - Automatic Theft Machine

ATM - Automatic Theft Machine

The Scam

After stumbling into a beautiful memento at the market, you have one problem: They only accept cash payments. There's an ATM over there, so you're good to go. All seems to be okay when you get your cash, but a few days later, you discover some strange transactions on your online banking account that you didn't do. Scammers seem to have gotten their hands on your PIN.

How to avoid it

    When entering your PIN, be careful to cover it up since scammers may install pinhole cameras in ATMs to watch you as you write your code.
    If feasible, use ATMs in conjunction with a travel partner to dissuade prospective criminals.
    Banks and other financial institutions are ideal places to withdraw money. Don't be put off by the possibility of ATM surcharges. If feasible, work with your bank to reverse any overdrafts from your ATM.

KEY POINT

Every time you are traveling overseas and you intend to use your credit card or debit do not forget to advise your bank as they can block certain suspicious transactions. Always keep the overseas hotline so can easily call your bank if you are in trouble. 
Most banks' system has advanced technology features such as manually blocking your card or unlocking your card through an application on your mobile phone. Be on your toes and be cautious at all times. 

This article is inspired and adapted from: https://blog.ing.com.au/money-matters/travel/3-common-travel-scams-how-to-avoid-them/